#1
Time to Start Moving In!
Final Walk-Through Inspection
The final walk-through is your last chance to confirm the property’s condition and that negotiated repairs are complete. This typically occurs the day before or the day of closing.
Closing
At closing you, the seller, and the closing agent sign the settlement documents. You’ll sign loan paperwork and deliver the remaining down payment and closing costs—either by certified check or wire transfer as specified. After recording the deed with the county, you take ownership.
Find out how we can help you reach your real estate goals by completing the form .
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Tips For Buying The Perfect Home
Don't Max Out Your Budget
Approved loan amounts aren't a target to reach. Reserve funds for closing costs, taxes, and repairs or upgrades.
Get to Know the Area
Confirm schools, commutes, retail, and neighborhood fit before committing.
Don't Skip the Home Inspection
A thorough inspection uncovers issues you might miss and gives you leverage to negotiate or walk away.
Get Pre-Approved
A pre-approval shows sellers you're serious and ready to move quickly.
ONE PARTNER FOR ALL YOUR REAL ESTATE NEEDS
What Price Range Can I Afford?
Resources For Charlotte Home Buyers
The journey to homeownership starts by understanding how much you can afford. One major thing to consider is your down payment, if any. Many consumers believe it's impossible to buy a home without at least 20 percent down. But thanks to various government-sponsored programs, many people can now buy a house with as little as 3.5 percent toward a down payment. Veterans of the U.S. military have zero-down programs available.
Finding a knowledgeable Mortgage Loan Officer is key to receiving the most up-to-date information on available lending options. Feel free to check out our vetted list of preferred lenders below - or, if you just want to run some quick rough numbers, check out our free mortgage calculator.
Areas We Serve
- Charlotte
- Matthews
- Mint Hill
- Indian Trail
- Monroe
- Weddington
- Waxhaw
- Pineville
- Ballantyne
- South Park